FAQ About No Credit Check Auto Sales in Kansas City, MO

Get the Car You Want Today – Bad Credit OK!

If you’re one of the millions of Americans who need a car but have bad credit, don’t fret. From our convenient locations in Lee's Summit, Liberty, and Olathe, Instant Auto has helped thousands of Kansas City metro residents get the vehicles they wanted, even with bad credit. Our no credit check auto sales mean you can drive home today in a  car, even if you have bad credit or no credit history. While many consider your credit score to be an important number, we know that it’s not always easy to maintain good credit. We can qualify you for financing at our no credit check auto dealership, so you can drive home today in a new or used vehicle. Our no-hassle process will get you in and out in 30 minutes or less. Take a look at the answers to some frequently asked questions, and visit us today to get the process started.

What Is a No Credit Check Car Loan?

A no credit car loan is an alternative for those prospective car buyers who have low or no credit scores. Everyone deserves to be able to buy a car, but traditional auto dealerships typically won’t lend to you if you fall in either of these categories. At Instant Auto, we provide auto financing, so you can drive home in the car you want today. Instead of using a third-party vendor, your loan will be with us, meaning you’ll pay us every month. There’s no credit check necessary, and bad credit is ok! Other terms you might hear for no credit car loans include bad credit loans and buy here pay here car loans.

How Do No Credit Check Car Loans Work?

No credit car loans are actually simpler than you might think. If you’re unable to get a loan at a traditional car dealership, don’t panic. Just come down to Instant Auto, and we’ll get you qualified for a used car today. You’ll start by meeting with our finance team, who can determine the amount of the loan for which you qualify. With a no credit car loan, there’s no credit check required, so it doesn’t matter if you have good credit, bad credit, or no credit at all! In many cases, your job is your credit. We know you work hard for your money and need a reliable and safe source of transportation. Once we know your loan amount, we can then show you the vehicles we have available in that price range. You can learn more about them and take them for a test drive to determine which car is best for you. From there, you’ll make payments just like you would when you buy a car at any other auto dealership in Kansas City.

What Is Covered Under My Financed Vehicle?

Getting an auto loan from a buy here pay here car lot in Kansas City isn’t too different from a traditional car loan. If you’ve been wondering how to get a loan with bad credit, we can help. Our no credit check auto sales mean you make your payments directly to us. You'll make a low down payment and be on your way in 30 minutes or less. Plus, we will report your payments to the credit bureau, helping you build your credit score. We also offer warranties for all our vehicles, and will handle any warranty work in our in-house service department.

What’s the Best Auto Dealership for No Credit Check Car Loans?

The answer is simple. If you’re looking for the best no credit car loan dealership in Lees Summit, MO, Liberty, MO or Olathe, KS look no further than Instant Auto. We’re your one-stop-shop and can help you drive home in a used vehicle in just 30 minutes. Whether you have no credit or bad credit, we can get you qualified for a car loan, so you aren’t stuck without a vehicle. There’s no credit check required, and you don’t have to deal with a third-party lender who only looks at you as a credit score and not an individual. Now that you know more about no credit check auto financing and how it works, visit Instant Auto today to drive home in the car you’ve been wanting.