Disclaimers

Location

Instant Auto Sales
Open Thursdays until 6:00 pm |
Hours
Olathe Sales
Open Thursdays until 6:00 pm |
Hours
Liberty Sales
Open Thursdays until 6:00 pm |
Hours

No Credit Check Auto Loan in Kansas City, MO

In Kansas City, MO, having a car is essential. Between work and kids, friends, and family who depend on you for transportation, a car is a lifeline for many households. If you have bad credit, it may be hard to get an auto loan to finance the purchase of your car. It can be stressful at some buy-here, pay-here used car lots when a credit check is needed and you are worried you might not be approved. Instant Auto is one of the best no-credit-check auto lots in Kansas City, MO, and we’ll get you bad credit auto loans with competitive rates through our transparent process. You’ll never get a credit check here, so one of your major obstacles to getting a quality used car is eliminated when you choose to come to our car lot.

Here is What You Need to Get a Car:

  • Proof of income (most recent month’s worth of pay stubs)
  • Full-coverage insurance or enrollment in our CPI Program at $45 a payment and your current liability coverage
  • Valid driver’s license
Once you’ve submitted all of the necessary information, we can have you driving off with a car within 30 minutes! We are the no-credit-check auto lot that keeps it simple, and we’ll get you reliable transportation with little to no hassle.

CPC

If full coverage is too expensive, you can enroll in our Collateral Protection Coverage (CPC) program and pay just $45 per payment, as long as you have a current Liability policy. This is an option many people choose if they’re strapped for cash but still have a need for a working automobile. In addition to our no credit check auto loan services, we do offer other options to help you get a car quickly. Take a look below to see what’s available to you.

Other Available Options

Service Contract

Available for 24 months or 36,000 miles. This is great to have for your car since it’ll cover many of the costs should you need to get your car repaired. A service contract covers parts, labor, and sales tax.

Debt Cancellation Insurance

In the event of an accident, this insurance will supplement the difference between what the insurance company pays, and what is owed. If an unfortunate accident occurs, you won't be responsible for any of the unpaid balance.

Refer a Friend and get $100!

Refer a friend, family member, co-worker, or anyone to purchase a vehicle, and earn $100 credit to your payment. THERE IS NO LIMIT TO HOW MANY REFERRALS YOU CAN EARN. The sky is the limit. Refer enough friends, you'll never have to make a payment again!

Get Easy Used Car Financing Today!

Get Financing for a Used Car Today: 816-524-4000