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Uncategorized Archives - Instant Auto Credit
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Archive for the ‘Uncategorized’ Category

It’s Payback Time from Uncle Sam!

Tuesday, January 28th, 2020

Are you looking forward to your tax refund? How much will your tax refund be this year?  Did you know that you can estimate your refund at sites like TurboTax and H&R Block?  72% of all files returns qualify for a refund with the average refund around $3,000! Americans use this refund for all kinds of things – education savings, vacations, paying off credit cards or bills, making home improvements, and buying cars.  In fact, up to 5% of us will use our tax refund to buy a new vehicle.

The tax rules for 2019 reflect many changes that will affect your refund. The new tax law nearly doubles the standard deduction amount. Single taxpayers will see their standard deductions increase to $12,200 for 2019.  Married couples filing jointly will see a standard deduction increase to $24,400.  For families with children the Child Tax Credit will stay at $2,000 per child. With regard to health care, the medical expense deduction is another frequently used deduction that is going through a change. For the 2019 tax year, you can deduct unreimbursed medical expenses above 10% of your adjusted gross income (AGI), which is your total income minus other deductions you have already taken.

Instant Auto is Kansas City’s no credit check tax season headquarters! Simply bring your refund, proof of a job, insurance, and your home address and you’ll drive away in a new vehicle in less than 30 minutes! With locations in Liberty, Olathe, and Lee’s Summit plus over 500 cars, trucks, and SUV’s to choose from you’ll be able to get into a new vehicle fast. Stop by or apply online here! Put your refund to good use and drive away today!

Football is Back – Get the tailgate vehicle you need today!

Monday, September 10th, 2018

The kids are back in school, the weather is cooling down, and football is back!  At Instant Auto we love this time of year, especially the tailgates!  Come see our selection of trucks and SUV’s that would be perfect for that game time get together with family and friends!

At Instant Auto we don’t pull your credit.  All you need to drive away today is proof of a job, a home address, and insurance coverage.  It’s really that easy!  Not into tailgating, come check out our entire selection of over 400 quality vehicles. We have something for everybody.

When you come to Instant Auto we’ll give you a price sheet the moment you walk in the door that shows you the vehicle make and model, the down payment, and the bi-weekly payment. No haggling, no pressure, just quality vehicles and excellent customer service.

Check our inventory online here or get the approval process started by filling out an application here.

Top Vehicle Choices for High School Graduates

Monday, June 4th, 2018

If you’re giving your high school graduate the gift of motion in the form of a new vehicle this year there are many things to consider. Gas mileage, maintenance and repair cost, tire replacement cost, cost of insurance and safety history are a few of the many things that come into play when deciding on a vehicle for your graduate.

Obviously smaller vehicles with smaller engines get the best gas mileage but small vehicles are more dangerous in accidents. Older model vehicles may have lower insurance costs but may not be as reliable as a newer one. So how do you decide? The most important concern for many parents is safety. Check out the National Highway Traffic Safety Administration to check a vehicles safety record.

Once you have chosen a vehicle that you trust is safe also be sure to check the service history of the vehicle with a CARFAX report. Look for vehicles that have a clean service record. The more service records there are the better shape the vehicle is probably in. After checking these items out you’ll be more certain that you have chosen the right vehicle for your graduate.

Instant Auto

Instant Auto has over 400 high quality, full serviced and inspected, cars, trucks, and SUV’s to choose from.. Plus, with No Credit Check financing all you need is proof of a job, insurance, and a home address and you can drive away in less than 30 minutes. At Instant Auto you can expect excellent service and high quality vehicles! Check out our inventory here or fill out an application online.

As your graduate heads off to college remind them to stay safe! Don’t text and drive. Don’t drink and drive.

Road Trip? Prepare Your Vehicle Now and Plan Ahead

Tuesday, April 24th, 2018


You may be planning a fun road trip for this Spring or Summer.  Here are some helpful hints to prevent your trip from becoming a nightmare.

Check Your Fluids – If you don’t perform any preventive maintenance on your vehicle you could be in for a very short trip. Seriously, check your oil, power steering fluid, windshield wiper fluid, brake fluid and don’t forget the coolant.  Look, winter is over. Your car has been working hard trying not to freeze up. Very soon, it will be trying not to overheat. If you don’t check your coolant and other fluids you could be in for a short-lived road trip. While you’re at it check your tire pressure and tread depth – are you due for new tires? There’s nothing like sludgy fluids and bad tires that will quickly sour the mood of your family members.

Check for Road Construction – Here’s another way to ruin parts of your road trip – get stuck in hours of road construction. There’s just nothing like being at a standstill when it’s 100 degree’s outside and your teenagers are hungry and need to use the restroom – that is such a good time! To avoid this problem download an app on your phone that helps you navigate road construction ahead of time.

Don’t ignore Warning Lights – if you have warning lights on in your vehicle get them checked out. Your car is telling you something is wrong. Imagine riding with your family of four in a tow-truck rather than your comfy vehicle and that’ll be all the incentive you need to prep your car right.

If you’re looking forward to a fun road trip this year but need a vehicle check out Instant Auto. We have over 400 cars, trucks, and SUV’s to choose from. Plus, with No Credit Check financing all you need is proof of a job, insurance, and a home address and you can drive away in less than 30 minutes.  At Instant Auto you can expect excellent service and quality vehicles! Check out our inventory here or fill out an application online.

Tax Refund Season is Here!

Friday, January 12th, 2018

Tax refund season is here! Did you know that the average tax refund in the United States is around $3,000! Americans use this tax refund for all kinds of things – vacations, paying off credit cards or bills, making home improvements, and buying cars. In fact, up to 5% of us will use our tax refund to buy a new vehicle.

Things to Consider

There are several factors to take into account when buying a new vehicle. These include your credit score, how much you can afford for a down payment, and how much you can pay monthly. If you need help figuring out how much you can afford to spend you’ll find a helpful calculator at

Shopping at Instant Auto, you won’t have to worry about your credit score – it doesn’t matter. Instant Auto offers no credit check financing. That’s right they don’t check your credit! That’s a great deal! All you have to do is provide proof of a job, insurance, and a home address and you can be driving away in a new vehicle in less than 30 minutes.

With locations in Liberty, Olathe, and Lee’s Summit plus over 300 cars, trucks, and SUV’s to choose from you’ll be able to get into a new vehicle fast. Stop by or apply online here! Put your tax refund to good use and drive away today!

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A One Stop Shop

Friday, January 12th, 2018

Wouldn’t it be nice to find a wide assortment of vehicles all in one place when you’re looking for a new ride? Especially with the cold winter weather. You can spend hours visiting dealers all over town and still have trouble finding the right fit.  Instant Auto is a one stop shop offering no credit check financing.

Large Inventory
Instant Auto solves this problem. They have over 400 different cars, trucks, and SUV’s to choose from.  In fact, they have all 10 of the top 10 selling used vehicle models in the United States.  Honda Accord, Toyota Camry, Nissan Altima, Toyota Corolla, Honda Civic, Ford F-150, Chevy Silverado, Ford Escape, Chevy Impala, and Chevy Malibu’s are all on their lot, including 2017 models!

You can also shop with the satisfaction of knowing that every vehicle on Instant Auto’s lot has passed their multi-point service inspection. Quality vehicles, excellent customer service, and no credit check financing – you’ll find it all here. Stop by any of their locations in Liberty, Olathe, or Lee’s Summit or fill out an application here.

The Winter Chill is Fast Approaching

Tuesday, November 14th, 2017

Can you believe the winter season is almost here? At Instant Auto we’re preparing for the winter by stocking the lot full of great looking cars, trucks, and SUV’s. In fact, including our new Liberty location, we have over 300 vehicles to choose from, including 2017 models!

It’s difficult to get through the winter without a vehicle. Who wants to walk, ride a bike, or stand at a bus stop when it’s below freezing outside? A local Kansas City weatherman predicts we’ll have more snow this year than the last two years combined! Can you feel the chill in your bones? It’s time to get a vehicle folks.

At Instant Auto we make getting a vehicle easy. It doesn’t matter if you bad or problem credit. We don’t pull your credit, it doesn’t matter here! All you need is proof of a job, insurance, and a home address and you’ll drive away in as little as 30 minutes. Fill out this simple application to get approved. Then check out our inventory online or visit any of our locations in Lee’s Summit, Liberty, or Olathe. Stay warm this winter in a vehicle from Instant Auto.

What’s the Difference – No Credit Versus Bad Credit?

Tuesday, November 14th, 2017

Did you know that according to TransUnion 43% of millennials (born 1982-2004) have bad credit? That’s a staggering figure, considering that in the U.S. there are 75 million of you out there. But what really defines bad credit and what’s the difference between bad credit and no credit?

Individuals with bad credit generally have a credit score below 620. When you have bad credit borrowing money is costly and it can be difficult to get loans. The good news is that bad credit is not permanent. You can rebuild your credit score over time by making timely payments and not defaulting on the loans you do have.

People with no credit have not established a credit base and are simply building their credit. That generally means you are young and just entering the job force, buying things for the first time, and borrowing money for the first time.

At Instant Auto it doesn’t matter if you have bad credit, no credit, or any other type of credit. Instant Auto does not check your credit. All you need is proof of a job, insurance, and a home address and you can drive away in a car, truck, or SUV in as little as 30 minutes! It’s that simple. Check out our inventory here or get pre-approved by filling out an online application.

Should You Get an AWD Vehicle This Fall?

Monday, October 2nd, 2017

Driving a car is simple. Driving a car in bad weather is not.

It’s fall and that means rain, sleet and snow are on the way. That means accidents, which mean a dent in your financial situation should you get into one.  Do you want that to happen?  No, probably not.  Instant Auto has a full selection of AWD vehicles to help keep you safe this season.

All wheel drive vehicles are specially designed to perform better on slick surfaces.  They give you that extra bit of traction and control so those snowy and wet roads won’t become a problem.

How Do They Work?

All-wheel drive systems distribute the maximum amount of torque to all four tires. With this force acting on all the tires, your vehicle acquires a better grip, especially during acceleration and braking. Many AWD vehicles are also equipped with all-season tires. The tread patterns on these tires further strengthen the grip of your car on the road, improving your overall driving experience.

The Extra Benefit

AWD vehicles are known for better performance on the road, but that is not all they offer. You may also get a better resale value should you ever decide to sell them.  In short, they can be a good long-term investment.

Find Them at Instant Auto

If you’re interested in getting an all-wheel drive, stop by Instant Auto, Kansas City’s home of no credit check financing.  We don’t pull your credit.  Bad credit, problem credit, doesn’t matter. Simply bring proof of your address and a job, choose an AWD vehicle, and you’ll drive away in less than 30 minutes. If you’re interested call (816) 524-4000 to get in touch with us or fill out an application here.


Skip the Bus and Carpool for Good!

Monday, October 2nd, 2017

Are you tired of riding the bus or carpooling with others?  Skip the bus and carpool! It’s time for you to get your own ride! It’s fall now, that means winter is just around the corner.  Who wants to walk to the bus stop or wait for a ride in cold weather?  Instant Auto can help you drive away in your own ride today!

I Don’t Have Time to Go Buy a Car!

Car buying is not a time-consuming process anymore. At Instant Auto you’ll drive away in 30 minutes or less!  We have over 250 cars, trucks, and SUV’s to choose from! Check out our inventory here.

I Don’t Have the Money!

At Instant Auto we want to get you into your own vehicle at a price you can afford.  We offer no credit check financing to help simplify the process!  With low down payments and excellent customer service you’ll drive away in satisfaction!

I Have a Bad Credit Rating!

Doesn’t matter!  Your credit rating is the last thing you should be worried about.  We don’t check your credit!  All you need is a proof of job and a home address.  If you have that, you’ll drive away in less than 30 minutes regardless of how good, bad, or non-existent your credit rating is.

Check out our inventory, give us a call at (816) 524-4000, or apply online.

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