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Lee's Summit, MO: (816) 524-4000
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Archive for November, 2017

The Winter Chill is Fast Approaching

Tuesday, November 14th, 2017

Can you believe the winter season is almost here? At Instant Auto we’re preparing for the winter by stocking the lot full of great looking cars, trucks, and SUV’s. In fact, including our new Liberty location, we have over 300 vehicles to choose from, including 2017 models!

It’s difficult to get through the winter without a vehicle. Who wants to walk, ride a bike, or stand at a bus stop when it’s below freezing outside? A local Kansas City weatherman predicts we’ll have more snow this year than the last two years combined! Can you feel the chill in your bones? It’s time to get a vehicle folks.

At Instant Auto we make getting a vehicle easy. It doesn’t matter if you bad or problem credit. We don’t pull your credit, it doesn’t matter here! All you need is proof of a job, insurance, and a home address and you’ll drive away in as little as 30 minutes. Fill out this simple application to get approved. Then check out our inventory online or visit any of our locations in Lee’s Summit, Liberty, or Olathe. Stay warm this winter in a vehicle from Instant Auto.

What’s the Difference – No Credit Versus Bad Credit?

Tuesday, November 14th, 2017

Did you know that according to TransUnion 43% of millennials (born 1982-2004) have bad credit? That’s a staggering figure, considering that in the U.S. there are 75 million of you out there. But what really defines bad credit and what’s the difference between bad credit and no credit?

Individuals with bad credit generally have a credit score below 620. When you have bad credit borrowing money is costly and it can be difficult to get loans. The good news is that bad credit is not permanent. You can rebuild your credit score over time by making timely payments and not defaulting on the loans you do have.

People with no credit have not established a credit base and are simply building their credit. That generally means you are young and just entering the job force, buying things for the first time, and borrowing money for the first time.

At Instant Auto it doesn’t matter if you have bad credit, no credit, or any other type of credit. Instant Auto does not check your credit. All you need is proof of a job, insurance, and a home address and you can drive away in a car, truck, or SUV in as little as 30 minutes! It’s that simple. Check out our inventory here or get pre-approved by filling out an online application.