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Lee's Summit, MO: (816) 524-4000
Olathe, KS: (913) 397-9300
Liberty, MO: (816) 246-3311

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Tax Refund Season is Here!

By instantautocredit | Posted in Uncategorized on Friday, January 12th, 2018 at 8:24 PM

Tax refund season is here! Did you know that the average tax refund in the United States is around $3,000! Americans use this tax refund for all kinds of things – vacations, paying off credit cards or bills, making home improvements, and buying cars. In fact, up to 5% of us will use our tax refund to buy a new vehicle.

Things to Consider

There are several factors to take into account when buying a new vehicle. These include your credit score, how much you can afford for a down payment, and how much you can pay monthly. If you need help figuring out how much you can afford to spend you’ll find a helpful calculator at

Shopping at Instant Auto, you won’t have to worry about your credit score – it doesn’t matter. Instant Auto offers no credit check financing. That’s right they don’t check your credit! That’s a great deal! All you have to do is provide proof of a job, insurance, and a home address and you can be driving away in a new vehicle in less than 30 minutes.

With locations in Liberty, Olathe, and Lee’s Summit plus over 300 cars, trucks, and SUV’s to choose from you’ll be able to get into a new vehicle fast. Stop by or apply online here! Put your tax refund to good use and drive away today!

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A One Stop Shop

By instantautocredit | Posted in Uncategorized on Friday, January 12th, 2018 at 8:00 PM

Wouldn’t it be nice to find a wide assortment of vehicles all in one place when you’re looking for a new ride? Especially with the cold winter weather. You can spend hours visiting dealers all over town and still have trouble finding the right fit.  Instant Auto is a one stop shop offering no credit check financing.

Large Inventory
Instant Auto solves this problem. They have over 400 different cars, trucks, and SUV’s to choose from.  In fact, they have all 10 of the top 10 selling used vehicle models in the United States.  Honda Accord, Toyota Camry, Nissan Altima, Toyota Corolla, Honda Civic, Ford F-150, Chevy Silverado, Ford Escape, Chevy Impala, and Chevy Malibu’s are all on their lot, including 2017 models!

You can also shop with the satisfaction of knowing that every vehicle on Instant Auto’s lot has passed their multi-point service inspection. Quality vehicles, excellent customer service, and no credit check financing – you’ll find it all here. Stop by any of their locations in Liberty, Olathe, or Lee’s Summit or fill out an application here.

The Winter Chill is Fast Approaching

By instantautocredit | Posted in Uncategorized on Tuesday, November 14th, 2017 at 8:58 PM

Can you believe the winter season is almost here? At Instant Auto we’re preparing for the winter by stocking the lot full of great looking cars, trucks, and SUV’s. In fact, including our new Liberty location, we have over 300 vehicles to choose from, including 2017 models!

It’s difficult to get through the winter without a vehicle. Who wants to walk, ride a bike, or stand at a bus stop when it’s below freezing outside? A local Kansas City weatherman predicts we’ll have more snow this year than the last two years combined! Can you feel the chill in your bones? It’s time to get a vehicle folks.

At Instant Auto we make getting a vehicle easy. It doesn’t matter if you bad or problem credit. We don’t pull your credit, it doesn’t matter here! All you need is proof of a job, insurance, and a home address and you’ll drive away in as little as 30 minutes. Fill out this simple application to get approved. Then check out our inventory online or visit any of our locations in Lee’s Summit, Liberty, or Olathe. Stay warm this winter in a vehicle from Instant Auto.

What’s the Difference – No Credit Versus Bad Credit?

By instantautocredit | Posted in Uncategorized on Tuesday, November 14th, 2017 at 8:47 PM

Did you know that according to TransUnion 43% of millennials (born 1982-2004) have bad credit? That’s a staggering figure, considering that in the U.S. there are 75 million of you out there. But what really defines bad credit and what’s the difference between bad credit and no credit?

Individuals with bad credit generally have a credit score below 620. When you have bad credit borrowing money is costly and it can be difficult to get loans. The good news is that bad credit is not permanent. You can rebuild your credit score over time by making timely payments and not defaulting on the loans you do have.

People with no credit have not established a credit base and are simply building their credit. That generally means you are young and just entering the job force, buying things for the first time, and borrowing money for the first time.

At Instant Auto it doesn’t matter if you have bad credit, no credit, or any other type of credit. Instant Auto does not check your credit. All you need is proof of a job, insurance, and a home address and you can drive away in a car, truck, or SUV in as little as 30 minutes! It’s that simple. Check out our inventory here or get pre-approved by filling out an online application.

Should You Get an AWD Vehicle This Fall?

By instantautocredit | Posted in Uncategorized on Monday, October 2nd, 2017 at 4:53 PM

Driving a car is simple. Driving a car in bad weather is not.

It’s fall and that means rain, sleet and snow are on the way. That means accidents, which mean a dent in your financial situation should you get into one.  Do you want that to happen?  No, probably not.  Instant Auto has a full selection of AWD vehicles to help keep you safe this season.

All wheel drive vehicles are specially designed to perform better on slick surfaces.  They give you that extra bit of traction and control so those snowy and wet roads won’t become a problem.

How Do They Work?

All-wheel drive systems distribute the maximum amount of torque to all four tires. With this force acting on all the tires, your vehicle acquires a better grip, especially during acceleration and braking. Many AWD vehicles are also equipped with all-season tires. The tread patterns on these tires further strengthen the grip of your car on the road, improving your overall driving experience.

The Extra Benefit

AWD vehicles are known for better performance on the road, but that is not all they offer. You may also get a better resale value should you ever decide to sell them.  In short, they can be a good long-term investment.

Find Them at Instant Auto

If you’re interested in getting an all-wheel drive, stop by Instant Auto, Kansas City’s home of no credit check financing.  We don’t pull your credit.  Bad credit, problem credit, doesn’t matter. Simply bring proof of your address and a job, choose an AWD vehicle, and you’ll drive away in less than 30 minutes. If you’re interested call (816) 524-4000 to get in touch with us or fill out an application here.


Skip the Bus and Carpool for Good!

By instantautocredit | Posted in Uncategorized on Monday, October 2nd, 2017 at 4:39 PM

Are you tired of riding the bus or carpooling with others?  Skip the bus and carpool! It’s time for you to get your own ride! It’s fall now, that means winter is just around the corner.  Who wants to walk to the bus stop or wait for a ride in cold weather?  Instant Auto can help you drive away in your own ride today!

I Don’t Have Time to Go Buy a Car!

Car buying is not a time-consuming process anymore. At Instant Auto you’ll drive away in 30 minutes or less!  We have over 250 cars, trucks, and SUV’s to choose from! Check out our inventory here.

I Don’t Have the Money!

At Instant Auto we want to get you into your own vehicle at a price you can afford.  We offer no credit check financing to help simplify the process!  With low down payments and excellent customer service you’ll drive away in satisfaction!

I Have a Bad Credit Rating!

Doesn’t matter!  Your credit rating is the last thing you should be worried about.  We don’t check your credit!  All you need is a proof of job and a home address.  If you have that, you’ll drive away in less than 30 minutes regardless of how good, bad, or non-existent your credit rating is.

Check out our inventory, give us a call at (816) 524-4000, or apply online.

Start Your Kids Professional Journey Right

By instantautocredit | Posted in Uncategorized on Tuesday, July 11th, 2017 at 7:08 PM

One journey has ended, and now your recent graduate is starting a new one.

After years of hard work and dedication, they have graduated, and now they’re starting their new job or career.

Generally, that means commuting, and they’re going to need a quality vehicle to do that.

Long Hail Public Transportation

Okay, Okay, public transport does ease commuting concerns. It offers a convenient and cost-effective mode of transport but on the flip side the traveling times may be inconvenient or simply not available.

Providing your graduate with their very own vehicle can be a tremendous help to the start of their professional career.

What About Their Lack of Credit History?

Perhaps the biggest stumbling block for a recent graduate in getting a car loan is their lack of credit or poor credit history, which makes it difficult for them to secure a vehicle.

This issue can be addressed at car dealerships that offer no credit check financing.

How Instant Auto Can Help

Instant Auto is KC’s home of No Credit Check Financing. If you or your graduate has poor credit Instant Auto can help! Simply bring proof of a job and a home address and your graduate can drive away in less than 30 minutes! Apply now or check out their inventory here.

Summer is a Great Time to Shop!

By instantautocredit | Posted in Uncategorized on Tuesday, July 11th, 2017 at 6:59 PM

Summer is officially here, and the car shopping season has officially kicked in, particularly the used car market.

End of Fiscal Year

July and August are great months to negotiate for great deals. Many car dealers want to close out their fiscal year strong. This means that they are more likely to give you a great deal!

Newer Models Await

For Buy Here Pay Here Dealers the summer months are a great time to clear out older models and add more recent ones. You can take advantage of these deals now. Instant Auto has over 300 vehicles to choose from. Simply bring proof of a job, where you live, and you’ll drive away in less than 30 minutes!

Try an SUV or Four-Wheel-Drive

The demand for four-wheel-drive vehicles are lower during the summer. When the demand is low, it becomes easier to convince a car dealer to give you the great deal you’re looking for.

Instant Auto Can Help

Instant Auto is KC’s #1 buy here pay here car dealer, offering no credit check financing in Kansas City. With over 300 cars, trucks and SUVs to choose from it’s so easy! Click here to browse current inventory.

Buying a Car for the First Time? Consider Pre-Owned!

By instantautocredit | Posted in Uncategorized on Tuesday, May 2nd, 2017 at 9:24 PM

Buying a Car for the First Time? Consider Pre-Owned!

For first time car buyers, it is highly recommended that they consider buying pre-owned at Instant Auto.  There are several reasons why this may be a better and a more cost-effective solution for them.

Pool of Options: When you plan on buying a brand new car, you are bound by a couple of models from each manufacturer and thus don’t have a lot of alternatives to choose from. On the other hand when buying a pre-owned car from a Buy Here Pay Here dealer like Instant Auto you can choose from over 400 vehicles in stock!  Cars, trucks, SUV’s – they have it all at Instant Auto, including late model vehicles.

Depreciation: Keep in mind that as soon as you buy a brand-new vehicle, it loses a significant amount of its value as soon as you drive it off the lot.  Even the smallest amount of the wear and tear can affect the value of your newly bought asset greatly. The case is quite different with a pre-owned vehicle. The money you lose on the depreciation of a pre-owned vehicle in the first year is significantly less than that of a new vehicle.

No Credit Checks: If you have bad credit it may be nearly impossible to buy a brand-new vehicle from a manufacturer.  Not the case at Instant Auto – they don’t pull your credit!  (Apply Now) Instant Auto is your Kansas City home for No Credit Check Financing.  Simply provide proof of a job, insurance, and a home address and you can Drive Away in Less Than 30 Minutes!

More Reasons First-Timers Should Buy Pre-Owned Cars

There are several other reasons why first-time buyers should consider buying pre-owned:

  • New drivers are more likely to get a scratch or two on the car. Scratching or dinging a brand-new car will cost you a lot of money in depreciation.
  • A majority of the new drivers are young. Options like No Credit Check Auto Financing makes getting a pre-owned car a whole lot easier for them.
  • Insurance rates and taxes are much lower on pre-owned vehicles.
  • Repairs cost less on pre-owned vehicles.

If you are a new or experienced driver and looking for a pre-owned vehicle Instant Auto has over 400 cars, trucks, and SUV’s to choose from!  Visit us in Lee’s Summit, Olathe, or Liberty.   You’ll find nice facilities, the newest and nicest inventory, friendly customer service, and you’ll drive away in less than 30 minutes!

Need Space? Think SUV. All With No Credit Check Financing!

By instantautocredit | Posted in Uncategorized on Tuesday, May 2nd, 2017 at 9:24 PM

With today’s lower gas prices many car buyers have upgraded to an SUV (Sport Utility Vehicle) at Instant Auto.  SUV’s offer distinct advantages over sedans – they carry more passengers, they’re more comfortable for your passengers, they tow trailers, and many versions are four-wheel drive which helps in inclement weather.

Types of SUV’s Read the rest of this entry »